Home Insurance Frequently Asked Questions
What does Homeowners Insurance cover?
The typical homeowner's insurance policy provides damage and liability protection to the owner of a house in the event of theft, hail, lightning, fire or windstorms. It not only protects your house and possessions but will also provide personal liability coverage in case you or your household members are involved in or are responsible for an accident on or off of your property. Most of all, homeowners' insurance with Infinity affords you peace of mind so that you can focus on more important things.
Does homeowners insurance cover mold?
Typically homeowners insurance does not cover mold unless it was caused by a covered peril. If the mold resulted from a water leak or high humidity it is unlikely to be covered by a homeowner's policy.
Is my insurance policy tax deductible?
Homeowners' insurance is not tax-deductible on your personal residence. However, portions of it may be tax-deductible if you have a home office for your business or it is a rental property. You'll want to check with a tax advisor to understand the full tax implications.
Does homeowners insurance cover theft?
Yes, homeowners' insurance covers theft to your home and personal property. However. depending on your policy coverage, it may only cover a portion of the stolen items based on their value. Make sure to select a policy that provides coverage for all your valuables.
The Infinity Insurance Advantage
Thought Infinity only offered auto insurance? We were just getting started! Infinity Insurance Agency, Inc., provides homeowners insurance coverage through affiliated and non-affiliated insurance companies. Clicking on “begin your free online homeowner's insurance quote” will take you to these companies. We've searched for great providers with some of the best rates around, so you don't have to.
To learn more about a homeowners insurance policy through Infinity, begin your free homeowners insurance quote online or call 1-800-INFINITY today.
This material is for general informational purposes only. All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances, current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Coverage is subject to individual policyholders meeting our underwriting qualifications and state availability.